Let us guide you.
Ready to talk?
Whether you know exactly what you need or you're not quite sure where to start, we're here to help:
Give us a call:
01244 330 134
Email:
advice@northstarmortgages.co.uk
North Star for
Actors, Performers & Creative Industry Professionals
Whether you’re an actor, performer, musician, or working behind the scenes in production, media or the wider creative industries, North Star provides specialist mortgage and protection advice designed around the way you work.
From freelance contracts, PAYE roles and cruise ship work to multiple income streams and limited company income, we’ll help make sense of your finances, explore suitable mortgage options and put the right protection in place for you and your income.
Specialist mortgage advice for creative careers and complicated income.
Creative careers are different.
You may work for several employers in one year. You might move from production to production, spend time between contracts, work PAYE on one project and invoice through a limited company on another.
You might earn money from performances, touring, cruise ship contracts, freelance projects, royalties, residuals or other creative work. A standard mortgage application does not always tell that story very well.
We do.
Our job is to understand how you earn, identify the income a lender may be able to use and find mortgage lenders whose criteria are appropriate for your circumstances.
Instead of sending an unusual case to a lender and hoping they understand it, we build the mortgage strategy first.
Who can we help?
Actors &
Performers
Actors
Dancers
Musicians
Singers
Voice artists
Presenters
Choreographers
Cruise ship performers
Touring performers
Theatre professionals
Freelancers & Creative Business Owners
Self-employed professionals
Sole traders
Limited company directors
Contractors
People with multiple jobs
People combining PAYE and freelance income
Production
Professionals
Directors
Producers
Editors
Camera crews
Production teams
Stage crews
Technical teams
Freelance crew
Film and television professionals
Don't see your job title?
That's not a problem.
This service isn't really about a list of occupations. It's for people whose way of earning does not always fit the standard employed-income mortgage model.
Creative & Media Professionals
Writers
Photographers
Illustrators
Designers
Content creators
Creative directors
Media professionals
Digital creatives
Why North Star Mortgage & Financial Services?
Creative careers need a different approach to
mortgage advice.
We don’t expect you to translate your career into mortgage language before you speak to us. North Star takes the time to understand how you actually earn, whether that’s PAYE work, freelance income, short contracts, limited company earnings, royalties, residuals or a combination of them.
We also have people within North Star with direct, first-hand understanding of the creative industries, so we know that gaps between contracts, multiple income streams, touring, production schedules and less conventional working patterns are often simply part of the job, rather than a sign that your career is unstable.
We then research how different lenders may assess that income, identify the evidence they’re likely to need and build the mortgage strategy before an application is submitted.
You explain how you work. We work out how to present it.
Frequently asked questions for when your career doesn’t always come with a straightforward payslip.
More ways North Star can help.
Mortgage Readiness Chats
Not ready to apply yet? Start with a plan.
Our Mortgage Readiness Chats are designed for actors, performers, freelancers and creative professionals who want to understand what they can do now to prepare for a future mortgage.
We can look at your income, contracts, accounts, deposit, credit history and the evidence lenders may eventually want, without any pressure to apply.
Book a Mortgage Readiness Chat via the button below:
Schools, Colleges & Training Providers
Helping creative careers start on stronger financial foundations.
We offer talks, workshops and practical mortgage-readiness sessions for performing arts schools, colleges, universities and creative training providers.
If you work with students or early-career creative professionals, we’d love to talk. Each workshop will be unique to the needs of your students and what you feel is relevant.
Creative Industry Mortgage Checklist
Know what to keep before you need it.
Contracts, payslips, tax records, accounts, invoices, residual statements — knowing what might matter later can make preparing for a mortgage much easier.
Our Creative Industry Mortgage Checklist gives you a simple guide to the records and information worth keeping as your career develops.
Follow North Star
Mortgage advice, without the mortgage-speak.
Follow us on Instagram for straightforward tips on mortgages, protection and managing the kinds of income that come with creative careers.
We’ll cover everything from freelance and contract income to first-time buying, mortgage preparation and protecting your earnings.
Whether you’re ready to apply for a mortgage now, planning ahead or just starting out in the creative industries, there are plenty of ways to stay connected and get prepared.
Book an Appointment or
Request a Call Back:
We know creative schedules aren’t always nine-to-five, so we make it easy to speak to us wherever you are.
You can book a video appointment with North Star, which means there’s no need to worry about travelling to an office or fitting a meeting around rehearsals, shoots, performances, contracts or freelance work.
Simply click below to request a call back or book an initial, no-obligation appointment at a time that works for you.
Prefer to keep it simple? You can also give us a call or send us an email and someone will be happy to help.